Revamping For The New Year!

I am changing my approach to what programs I involve myself in. My new rule is to not take on anything that has a monthly fee. Right now, I am only paying a monthly fee for my Lotto club membership and for my hosting (for another program). Because of the way the economy has been going, the new trend seems to be programs that only cost a low one time fee; if you can get the referrals you can easily be in profit. So I am now trying to learn ways to get others to see the benefits of these types of programs because a little bit of help goes a long way, especially if you are involved with multiple programs...